Privacy Policy
Last Updated: 01/24/2023
At Atlas, we take your privacy seriously. Please read this Online Privacy Policy to learn how we treat your personal data when you visit or use our Services as defined in our Terms of Use.
By using or accessing our Services in any manner, you acknowledge that you accept the practices and policies outlined below, and you hereby consent that we will collect, use and share your information as described in this Online Privacy Policy.
Remember that your use of our Services is at all times subject to our Terms of Use which incorporates this online Privacy Policy.
If you have a financial product or service with us, we will use and share any nonpublic personal information that we collect from or about you in accordance with our consumer privacy notice, which offers you certain choices with respect to the collection, use, sharing, and processing of your nonpublic personal information by financial institutions. This includes information we collect when you access or use the mobile application operated by Atlas to manage or conduct transactions on the Atlas demand deposit account (the “Atlas Account”) or the Atlas Visa® Card (“Atlas Card”), both of which are made available by Lead Bank (“Bank”) in partnership with Atlas.
Our Services are intended for a U.S. audience. If you visit or use one of our Services, your information may be transferred or processed in the United States. You may print a copy of this Online Privacy Policy by pressing the button below.
Tracking Tools, Advertising and Opt-Out
The Services use cookies and similar technologies such as pixel tags, web beacons, clear GIFs and JavaScript (collectively, “Cookies”) to enable our servers to recognize your web browser, tell us how and when you visit and use our Services, analyze trends, learn about our member base and operate and improve our Services. Cookies are small pieces of data– usually text files – placed on your computer, tablet, phone or similar device when you use that device to access our Services.
We use the following types of Cookies:
- Essential Cookies. Required for providing you with features or services that you have requested.
- Functional Cookies. Used to record your choices and settings regarding our Services.
- Performance/Analytical Cookies. Allow us to understand how visitors use our Services.
- Retargeting/Advertising Cookies. Collect data about your online activity to provide advertising that may be relevant to you.
You can decide whether or not to accept Cookies through your internet browser’s settings.
Data Security and Retention
We seek to protect your Personal Data from unauthorized access, use and disclosure using appropriate security measures. We retain Personal Data about you for as long as you have an open account with us or as otherwise necessary to provide you with our Services.
Personal Data of Children
We do not knowingly collect or solicit Personal Data about children under 18 years of age; if you are a child under the age of 18, please do not attempt to register for or otherwise use the Services.
California Resident Rights
If you are a California resident, you have the rights set forth in this section. You have the right to request certain information about our collection and use of your Personal Data over the past 12 months.
Access
You have the right to request certain information about our collection and use of your Personal Data over the past 12 months, including categories of Personal Data collected, sources from which the data was collected, and specific pieces of Personal Data collected.
Deletion
You have the right to request that we delete the Personal Data that we have collected about you.
Exercising Your Rights
To exercise the rights described above, you or your Authorized Agent must send us a request that provides sufficient information to allow us to verify your identity.
Personal Data Sales Opt-Out and Opt-In
You have the right to opt-out of the sale of your Personal Data. You can opt-out using the following methods:
- Call us at: (415) 941-0675
- Email us at: hello@atlascard.com
Contact Information:
If you have any questions or comments about this Online Privacy Policy, please contact us at:
Consumer Privacy Notice
| FACTS | WHAT DOES ATLAS EXPLORATION, INC. (ATLAS) DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: - Social Security number and purchase history - checking account information and transaction history - account balances and credit history |
How does Atlas protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Atlas collect my personal information?
We collect your personal information, for example, when you:
- access or use the mobile application operated by Atlas to manage or conduct transactions on the Atlas Account or Atlas Card.
- tell us about your assets, payments, and income information.
Other Important Information
For California residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by law.
Changes to this Online Privacy Policy
We may need to change this Online Privacy Policy from time to time, and will alert you to such changes.
What this Online Privacy Policy Covers
This Online Privacy Policy covers how we treat Personal Data that we gather when you access or use our Services. “Personal Data” means any information that identifies or relates to a particular individual.
Categories of Personal Data We Collect
This chart details the categories of Personal Data that we collect and have collected over the past 12 months:
| What this Online Privacy Policy Covers | Examples of Personal Data We Collect | Categories of Third Parties With Whom We Share this Personal Data |
|---|---|---|
| Account or Contact Data | 1. First and last name 2. Email 3. Postal Address 4. Phone number 5. Unique identifiers |
1. Bank partners, other financial institutions 2. Service Providers 3. Parties You Authorize |
| Customer Records | 1. First and last name 2. Social Security number 3. Address 4. Phone number 5. Financial information |
1. Service Providers 2. Bank Partners 3. Parties You Authorize |
| Commercial Data | 1. Transaction history 2. Purchase history |
1. Service Providers 2. Parties You Authorize |
| Web Analytics | 1. IP address 2. Device ID 3. Browser type |
1. Service Providers 2. Business Partners |
How We Share Your Personal Data
We disclose your Personal Data to the categories of service providers and other parties listed in this section.